Sacramento Workers’ Compensation Attorneys PC Logo
Call for a FREE Consultation: (916) 288-9193Hablamos Espanol • Мы говорим по-русски
Call for a FREE Consultation: (916) 288-9193 Hablamos Espanol • Мы говорим по-русски

Call for a FREE Consultation: (916) 288-9193
Hablamos Espanol • Мы говорим по-русски

Workers’ Compensation: What, Why, and How

If you or a loved one has been injured at work, Sacramento Workers’ Compensation Attorneys is here to help. We’ve helped countless workers get the benefits they are entitled to under the law and fight relentlessly for fair, maximum settlements for our clients.

Workers’ Compensation: What, Why, and HowWorkers’ compensation provides the support you need to recover and return to work when injured. Understanding the components of workers’ compensation is essential, and we offer a free, no-obligation consultation with a workers’ compensation attorney to review the facts of your case in person.

WHAT is workers’ compensation?

Workers’ compensation benefits are a safety net for injured workers and their families. It is a no-fault system for providing financial support benefits to an employee following a work-related injury or illness. Workers’ compensation provides financial assistance to cover medical bills, rehabilitation costs, a portion of lost wages, and permanent disability if you do not fully recover.

WHY are workers’ compensation benefits vital to employees?

Workers’ compensation benefits are essential for many reasons. First, they help ensure workers receive proper medical care, which promotes faster recovery. Second, compensation for lost wages removes undue stress and keeps people out of dire financial straits if they cannot work.

One of the most fundamental principles of workers’ compensation is no-fault liability. This means that regardless of who is at fault for the injury or illness, the injured worker is entitled to benefits. By removing the need to prove fault, the workers’ compensation process is streamlined to provide compensation and allow injured workers to focus on recovery.

Benefits of Workers’ Compensation to the Employer

A healthy workers’ compensation system helps promote workplace safety and encourages employers to maintain safe work spaces and environments. When employers maintain adequate safety measures, the risk of workplace accidents is significantly reduced, resulting in fewer claims. Fewer workers’ compensation claims mean that the employer pays lower insurance premiums. This way, workers’ compensation system benefits employees, employers, and insurance companies.

Who else benefits from workers’ compensation?

The broader view is that the workers’ compensation system helps people recover faster and return to work, which raises overall productivity and promotes spending in a healthy economy. As insurance that employers pay for, it reduces their liability risk, including the cost of paying medical expenses, lost wages, and the potential legal costs from lawsuits. Workers’ compensation insurance shields employers from these potentially overwhelming financial burdens, which promotes business stability and growth.

How does the workers’ compensation process work?

In general, the basic steps of workers’ compensation are the following:

  1. Injury or illness: The injured or sick employee immediately reports the incident or illness to their employer. The employer must supply the report within one working day of being notified. The report details the injury or illness, how it occurred, and when.
  2. Medical Treatment: The injured employee should seek medical treatment immediately (immediately in an emergency). Sometimes, the employer requires a doctor to be chosen from a designated list of healthcare providers. The medical provider evaluates the injury (or illness) and recommends treatment.
  3. Opening a Claim: The injured employee or their legal representative files a workers’ compensation claim with the appropriate state agency or the employer’s workers’ compensation insurance carrier. This claim often includes medical records, incident reports, witness statements, or other relevant documents.
  4. Claim Review: Once the claim is filed, the workers’ compensation insurance carrier or the state agency responsible for overseeing workers’ compensation reviews it. The claim’s validity will be assessed, including whether the injury or illness is work-related and whether it meets the compensation criteria under state law.
  5. Determination of Benefits: If the claim is approved, the injured employee will receive benefits according to the state’s workers’ compensation laws. These benefits may include medical expenses, compensation for lost wages (usually a percentage of the employee’s average weekly wage), vocational rehabilitation services if necessary, and compensation for permanent disabilities.
  6. Appeals Process: If the claim is denied or the injured employee disagrees with the benefits awarded, they can appeal the decision. This process may involve administrative hearings and mediation, among other resolution options.

Getting Help with a Workers’ Compensation Claim

If you or a loved one have been injured on the job or become ill due to workplace conditions, help is available. Sacramento Workers’ Compensation Attorneys have been helping injured workers get the maximum benefits allowed by law for more than 30 years, and they can help you.

Call Sacramento Workers’ Compensation Attorneys at 916-288-9193 to schedule your free consultation. We will listen, answer questions, and advise you on the next steps. You pay nothing until you win.